Workcover Queensland
Address: GPO Box 2772, Brisbane Qld 4001, Ph:
1300 362 128
Website: http://www.workcover.qld.gov.au.
Workcover Queensland
Act 1996 (Workcover Queensland Accident Insurance Policy)
compensates all employees from accident or injury at their
respective workplace. Injuries that occur during travel
to work or returning home from work are also covered by
Workcover.
Employees are
only covered for injuries or illness where employment is
a significant contributing factor. Injuries include any
cut or fracture, disease, aggravation of a pre-existing
condition, industrial deafness, psychiatric or psychological
condition or death.
It is the duty
of the employer to take all reasonable steps to rehabilitate
their employee back into their workplace whenever possible.
An injured employee must legally participate in suitable
rehabilitation process when they return to work. All organizations
with a staff over 30 for more than 40 consecutive days must
have an appointed rehabilitative co-ordinator on staff.
The methods
of compensation for the injured employee include:
Weekly amount
to cover lost wages
(the
following information may change from time time, check workcover
web site)
If the employee is totally incapacitated (that is not able
to do any work) and is working under an Award or Certified
agreement then for the first 26 weeks the compensation will
be the greater of:
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85% of
normal weekly earnings OR
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the amount
payable under the award or certified agreement .
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After these 26 weeks and up
to 39 weeks the weekly compensation is reduced to:
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75% of
normal weekly earnings OR
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70% of
Queensland full-time adult's ordinary time earnings
(QOTE)
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After these 39 weeks and up
to 2 years the weekly compensationis reduced to:
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65% of
normal weekly earnings OR
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60% of
Queensland full-time adult's ordinary time earnings
(QOTE)
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If the employee is totally incapacitated (that is not able
to do any work) and is NOT working under an Award
or Certified agreement then for the first 26 weeks the compensation
will be the greater of:
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85% of
your normal weekly earnings OR
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•
|
70% of
Queensland full-time adult's ordinary time earnings
(QOTE)
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After these 26 weeks and up
to 39 weeks the weekly compensation is reduced to:
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•
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75% of
normal weekly earnings OR
|
|
•
|
65% of
Queensland full-time adult's ordinary time earnings
(QOTE)
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After these 39 weeks and up
to 2 years that the employee cannot work, the compensation
paid will be the greater of:
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65% of
your normal weekly earnings OR
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•
|
60% of
Queensland full-time adult's ordinary time earnings
(QOTE)
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Expenses
Workcover will also pay for
any reasonable medical / hospital costs, travel expenses
in obtaining medical or expert advice and workplace rehabilitation
costs
Payout or lump sum.
When a worker's injury is long
term they may choose between a fixed payout and going to
court to claim damages under common law. Once the employee
has made their choice (fixed payout or go to court) there
is no recourse for a change of mind.
Return to
work.
If an employee cannot return
to your normal employment, workcover may offer alternative
on-the-job training, elect to sponsor you into a tertiary
course or help you explore other occupational options.
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